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If you're going to make use of a small-cap index like the Russell 2000, you may wish to stop briefly and take into consideration why a good index fund company, like Lead, does not have any kind of funds that follow it. The factor is since it's a lousy index. Not to point out that transforming your whole plan from one index to one more is rarely what I would call "rebalancing - iul vs whole life." Money value life insurance policy isn't an eye-catching asset class.
I have not even attended to the straw guy below yet, and that is the reality that it is fairly rare that you in fact have to pay either tax obligations or considerable payments to rebalance anyhow. Many intelligent financiers rebalance as much as feasible in their tax-protected accounts.
And of course, no one should be buying loaded mutual funds, ever before. It's actually as well negative that IULs don't work.
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