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If you're going to use a small-cap index like the Russell 2000, you might wish to stop and think about why a good index fund firm, like Vanguard, doesn't have any funds that follow it. The reason is because it's a poor index.
I have not even dealt with the straw man right here yet, and that is the fact that it is fairly rare that you really have to pay either tax obligations or considerable payments to rebalance anyhow. I never ever have. A lot of smart capitalists rebalance as long as possible in their tax-protected accounts. If that isn't fairly adequate, very early accumulators can rebalance simply utilizing brand-new payments.
And of course, no one should be acquiring packed shared funds, ever before. It's actually as well negative that IULs do not function.
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